Terms of Service

Terms of Service ("Terms")

Last updated: July 3, 2026

1. Who We Are

These Terms of Service govern your use of the websites and digital services operated by James Scutt, whether in his personal professional capacity or when trading as XM Centric ("we," "us," or "our"). We are a UK-based business, and all agreements formed through our services are governed by the laws of England and Wales, regardless of where you are located in the world.

2. Purpose of Content

The content, newsletters, and tools provided on this website and associated digital properties are for professional informational purposes. While we aim to provide high-quality, accurate insights, you use this information at your own discretion.

3. Intellectual Property

All content, design, and branding on these websites are the property of James Scutt. You are welcome to reference or share my content for professional purposes, provided you clearly credit the source. You may not republish, sell, or claim ownership of my work.

4. Site-Specific Terms

These Master Terms apply to all digital properties under our management. Some individual websites or services may display "Additional Terms" specific to that platform (e.g., guidelines for a specific project). Where Additional Terms exist, those will take precedence regarding the use of that specific site.

5. Limitation of Liability

To the maximum extent permitted by UK law, we are not responsible for any outcomes resulting from the use of our content or tools. Our information is provided "as is," and we do not guarantee that it will always be available, accurate, or error-free.

6. Updates

We may update these terms from time to time. By continuing to use our websites, you agree to any changes made.

End.